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Tuition Reimbursement Program FAQs

Which airlines are participating?

ATP is proud to announce immediate availability of the Tuition Reimbursement Program with SkyWest Airlines, Envoy Air, Horizon Air, Mesa Airlines, GoJet Airlines, Compass Airlines, Trans States Airlines, Silver Airways, Piedmont, ExpressJet Airlines, Republic Airways, and CommutAir. These airlines are growing fast, offer excellent captain upgrade potential, and have bases in highly sought-after cities.

Envoy Air
Skywest Airlines
Mesa Airlines
Horizon Air
GoJet Airlines
Trans States Airlines
Compass Airlines
Piedmont Airlines
Silver Airways
ExpressJet Airlines
CommutAir
Republic Airways

Why is this program being offered?

Recognizing the challenges in pilot recruitment and the shortage of pilots entering the industry, ATP created this program to financially promote the airline pilot career. This program will assist in recruitment of new pilots entering the training pipeline and recruitment of experienced pilots seeking airline employment.

How will this program benefit me?

This program benefits you by supplementing your pay as a flight instructor and your first year salary as an airline pilot. This program will allow for the majority portion of your monthly student loan payment to be paid by your future employer.

How much tuition am I eligible to have reimbursed?

Participating airlines will reimburse you at least $11,000.

How do payments work?

Payments are made in two phases: During phase 1, the recruitment period which starts at 500 hours total time, you receive monthly payments based on flight time acquired at an hourly rate of $5/hr as you build flight experience toward hiring minimums. You are eligible to receive up to $5,000 during this phase.

During phase 2, the retention period which starts upon airline employment, you receive a fixed monthly payment of $500 for a minimum term of 12 months. You are eligible to receive up to $6,000 during this phase.

How much money per month can I expect to have reimbursed while flight instructing?

Payment will calculated at $5/flight hour. While some flight instructors fly upwards of 80 hours per month, let’s budget a conservative figure of 60 hours per month. At this rate you should expect airline tuition reimbursement of $300/month. (60 hrs/mo x $5/hr)

Will $300 per month of airline tuition reimbursement really cover the majority of my student loan payment?

Your monthly payment will vary based on your loan amount and interest rate. Let’s use an average loan amount of $70,000 at an interest rate of 7.5%. Recall that Sallie Mae offers graduated repayment which allows 1 year of interest-only payments (beginning at the end of your 6 month grace period).

The interest-only payment in this example would be $470/mo, you would owe the balance of just $170/mo. ($470/mo due Sallie Mae - $300/mo reimbursement= $170/mo contribution from you)

Do I receive payments from the participating airline?

ATP will administer the program. The participating airline will pay ATP monthly and ATP will forward the funds to your student loan provider.

What if I don’t take out a student loan for flight training?

Students who paid cash for tuition or have already paid off their student loans in full will receive checks directly from ATP.

What is my commitment?

In exchange for airline tuition reimbursement payments, you commit to becoming employed by the participating airline upon reaching eligibility.

What are the participating airlines' commitment?

Upon meeting qualification criteria, the participating airline agrees to schedule you a new hire class date within a 30 day employment window.

If the participating airline does not hire you within 30 day employment window, you have the option to terminate the agreement and have the promissory note forgiven. You are free to seek employment with another airline.

How do I sign up?

The participating airline will interview you once you’ve reached 500 hrs Total Time. They may elect to extend a conditional offer of employment and airline tuition reimbursement to you at this time. By entering into an agreement, you agree to become employed by the participating airline in the future upon reaching eligibility (1500 hrs).

How many agreements will I be required to sign?

The program will be defined by 2 agreements: a Conditional Offer of Employment & Tuition Reimbursement between you and the participating airline, and a Promissory Note between you and ATP.

Will a better offer come along from another airline?

ATP intends to offer one standardized Tuition Reimbursement Program so that this program does not become embroiled in the competition for pilots between airlines. ATP will not cause one airline to have an unfair advantage over another with this program.

The recruitment phase of the Tuition Reimbursement Program will be standardized with all airlines offering the same hourly rate and pilot total time acquisition point. The retention phase of the program may be customized by each airline above the program standard payment of $500 per month for 12 months.

What will the Promissory Note between myself and ATP state?

You will enter into an agreement with ATP obligating yourself to repayment of the tuition reimbursed by the airline if you do not fulfill your commitment.

If I default on my obligation (go to work for another airline), how long do I have to repay ATP?

Due immediately

What if I decide to go to another airline before qualifying?

You are in default- ATP will pursue you for 100% of tuition reimbursed.

What if I wash out of airline training?

You are in default- ATP will pursue you for 100% of tuition reimbursed.

What if I get a DUI, medical restriction or some other disqualifying item?

You are in default- ATP will pursue you for 100% of tuition reimbursed.

What if I quit after 90 days into my 1 year obligation with the airline?

You are in default- ATP will pursue you for a pro rata share calculated by percentage of minimum employment term that was not fulfilled.

What if the participating airline does not offer me a class date within 30 days of qualification?

The participating airline is in default- you have the option to terminate the agreement and have the promissory note forgiven. You are free to seek employment with another airline.

What if the participating airline stops hiring?

Though it’s unlikely, in this scenario all agreements between parties are terminated with no further obligation between parties. (Keep your money)

What if I am not building flight time fast enough for the participating airline?

If at any time you fail to fly at least a minimum of 25 flight hours per month, the participating airline and ATP both have the option to discontinue your participation in the program. ATP will pursue you for 100% of tuition reimbursed.

Does airline tuition reimbursement carry any tax implications for me?

No taxable event occurs for you until the promissory note to ATP is forgiven. Upon forgiveness of debt, ATP will handle issuing IRS Forms 1099-C to you. Due to an exception in IRS regulation 6060(P), you won’t recognize the forgiveness of debt as income provided you have negative net worth at the time of forgiveness.

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