ATP Finance Flight Training Flexible Loan Repayment Options

Flexible Loan Repayment Options

Sallie Mae offers flexible repayment options customized to assist flight school students with the transition from flight training, to flight instructor to airline pilot.

Airline Career Pilot Program
6-9 Months

No payments required. You can pay as little or as much as you want during flight training. Sallie Mae offers interest rate discounts with a commitment to make a small payment of just $25 / month. Keeping in mind that interest will accrue as funds are disbursed to ATP, you also have the option to make interest-only payments. If it's your preference not to make any payments during training, Sallie Mae has a deferment selection available.

Complete Training & Start as Flight Instructor
6 Months

Six month grace period (no payments required). Upon completing flight training with ATP, you will continue with the repayment option you selected while in-school (deferment, $25 /mo, or interest-only) for 6 months.

Airline Tuition Reimbursement Begins
12 Months

Graduated repayment (interest-only payments). After the 6 month post-school grace period has been exhausted, Sallie Mae offers Graduated Repayment which allows for 12 months of interest-only payments before the loan enters full repayment. This repayment plan gives ATP's graduates the ability to earn a salary as an airline pilot and secure a large signing bonus before making full payments.

If you’d like to start repaying your loan after the grace period and avoid accruing more interest, ATP has partnered with 8 airlines to assist in making your monthly loan payments through tuition reimbursement. With an early commitment to work for a participating airline, you’ll receive $11,000 in loan payment assistance while flight instructing for ATP and during your first year of airline pilot employment.

Airline Placement

Principal and interest payments begin.

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Get Started on Flight Training Financing:

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Visit "Sallie Mae Application Guide" for helpful application information and to get started.

Have questions? Feel free to reach out to us at 904-595-7946 or [email protected].