Flight School Loans The Best Loan Option Reserved for ATP Students

Thanks to the strong track record of ATP graduates achieving their career goals, Sallie Mae offers its lowest-rate undergraduate student loan product to ATP flight training students. This competitive flight school loan covers the entire cost of pilot training and your living expenses during training. Sallie Mae offers flexible repayment options, including deferment of loan payments until your class date at an airline.

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Quick 2 Minute App. Discover Your Options.

Financing for Pilot Training

Available Financing Options

Apply to Sallie Mae — a cosigner may not be required.

If you need financing for some or all of your pilot training, ATP recommends applying with Sallie Mae. Applying online is easy - you'll receive a credit result in about 2 minutes and there's no obligation to accept the loan or begin flight training with ATP once you've been approved.

Sallie Mae Loan Features

Multiple repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
No origination fees and no prepayment penalty
Benefits and an interest rate reduction available
Rates that reward creditworthy borrowers
A quick credit result—Applying online is fast and easy. It only takes about 2 minutes to apply and get a credit result.

Get Started on Flight Training Financing: Sallie Mae Application Guide »

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Quick 2 Minute App. Discover Your Options.

Alternative Financing

Additional Financing Options

Sallie Mae Parent Loan

The Sallie Mae Parent Loan allows an eligible parent, family member, or other creditworthy sponsor to apply as the primary borrower. The student is not part of the credit decision, which may result in more favorable financing for some families.

Sallie Mae Parent Loan Features

Parent, family member, or sponsor is the borrower.
Competitive fixed and variable rates for qualified borrowers.
No origination fee or prepayment penalty.
Two repayment options to support different budgeting preferences.
Covers up to 100% of the school-certified cost of attendance.
Student death and disability loan forgiveness provisions.
0.25 percentage point interest rate reduction for borrowers enrolled in auto debit.
Up to 20 years to repay.

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Prequalify with no impact on credit

American Airlines Federal Credit Union

Membership

ATP students and instructors are eligible to join! Take advantage of exceptional financial services with American Airlines Federal Credit Union. Use ATP Promo Code BD4432 and American Airlines Credit Union will waive the initial new member deposit.*

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Education Line of Credit

While attending ATP, an education line of credit from American Airlines Credit Union offers a variable-rate loan of up to $40,000.

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Pilot Loan Refinance

Refinancing your flight training loans could help you lower your rate, adjust your payment, or pay them off sooner. Loans are available to Credit Union members who have obtained their Commercial Pilot License (CPL) or Airline Transport Pilot License (ATPL) and are still paying for their flight training.

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Already Have Education Savings? Use Your 529 Plan at ATP

Many families have already saved for education through a 529 plan and don't realize those funds may be used toward eligible flight training expenses at ATP.

Email [email protected] to learn more »

Delta Air Lines Pilot and ATP Flight School Graduate

Have questions? Feel free to reach out to us at 904-595-7946 or [email protected].

^*New member deposit consists of the required $5.00 initial minimum deposit and the one-time $1.00 membership fee. The $5.00 will remain pledged in the Primary savings account as a required minimum daily balance. Must use promo code BD4432 to be eligible for discount. American Airlines Credit Union is Federally Insured by NCUA.

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